
:root{--bg:#ffffff;--sky:#e6f3fb;--ink:#17303d;--mut:#456070;--blue:#0e6ba8;--blue2:#0a5282;--green:#4d8a1c;--lime:#eaf4d8;--apple:#b4311f;--line:#d3e3ec;--w:1080px;--r:18px;--font:ui-rounded,'SF Pro Rounded','Hiragino Maru Gothic ProN',system-ui,-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font:1.07rem/1.7 var(--font)}
a{color:var(--blue);text-underline-offset:.15em}a:hover{color:var(--blue2)}:focus-visible{outline:3px solid #d9822b;outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--w);margin:0 auto;padding:0 1.2rem}.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.6rem 1rem;z-index:99}.skip:focus{left:.5rem;top:.5rem}
.top{background:#fff}.top-in{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.8rem 0}.top a.brand{text-decoration:none;display:block}.logo{height:42px;width:auto}
.pill{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-weight:700;border-radius:999px;padding:.6rem 1.3rem;border:0;font-family:inherit;font-size:1rem;cursor:pointer}.pill:hover{background:var(--blue2);color:#fff}
.chips{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.chips ul{list-style:none;margin:0;padding:.55rem 1.2rem;display:flex;gap:.45rem;overflow-x:auto;max-width:var(--w);margin:0 auto;scrollbar-width:thin}
.chips a{display:block;white-space:nowrap;text-decoration:none;color:var(--ink);background:var(--sky);border-radius:999px;padding:.35rem .9rem;font-weight:600;font-size:.94rem}.chips a:hover{background:#cfe7f5}
.chips a[aria-current=page]{background:var(--blue);color:#fff}
h1,h2,h3{line-height:1.2;color:#0b3550;letter-spacing:-.01em}h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:800;margin:.2rem 0 .7rem}h2{font-size:clamp(1.4rem,2.8vw,1.85rem);font-weight:800;margin:2.4rem 0 .6rem}h3{font-size:1.15rem;margin:1.4rem 0 .3rem}
.hero{background:linear-gradient(165deg,var(--sky),#f4faea);padding:2.6rem 0 6.5rem;position:relative}.hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:80px;background:url(/assets/wave.3c3a03b1.svg) bottom/100% 100% no-repeat}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:2rem;align-items:center}@media (max-width:860px){.hero-grid{grid-template-columns:1fr}}
.tag{display:inline-block;background:var(--lime);color:#2f5a0d;font-weight:700;font-size:.85rem;border-radius:999px;padding:.25rem .8rem;margin:0 0 .6rem}
.lead{font-size:1.2rem;color:var(--mut);max-width:58ch}
.hero-art{display:grid;gap:.7rem}.bubble{background:#fff;border-radius:var(--r);padding:.8rem 1rem;box-shadow:0 6px 18px rgba(14,107,168,.12);font-weight:600}.bubble small{display:block;font-weight:400;color:var(--mut)}
.formcard{position:relative;margin-top:-4.2rem;z-index:2}
.offer-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:1.5rem;box-shadow:0 14px 40px rgba(14,107,168,.16);max-width:900px;margin:0 auto}
.form-title{margin:0 0 .3rem;font-size:1.55rem}.form-intro{margin:0 0 1rem;color:var(--mut)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem}.fld{margin:0 0 .85rem}.fld.full{grid-column:1/-1}@media (max-width:620px){.fgrid{grid-template-columns:1fr}}
.fld label{display:block;font-weight:700;font-size:.92rem;margin-bottom:.25rem}.req{color:#a5301c}.opt{font-weight:400;color:var(--mut)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;padding:.7rem .85rem;border:2px solid #7d9bab;border-radius:12px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--blue);outline:3px solid #d9822b55}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem}.consent input{margin-top:.3rem;width:1.2rem;height:1.2rem;flex:none}.consent label{font-weight:400;margin:0}
.btn{display:inline-block;background:var(--green);color:#fff;border:0;border-radius:999px;padding:.9rem 1.8rem;font:800 1.08rem var(--font);cursor:pointer;text-decoration:none}.btn:hover{background:#3b6c12;color:#fff}.btn[disabled]{opacity:.6}.fsubmit .btn{width:100%}
.form-msg.err{padding:.6rem .9rem;border-radius:12px;background:#fbe9e5;color:#7a1d12;border:1px solid #e3a99f;font-size:.92rem}.form-fallback{font-size:.86rem;color:var(--mut);margin:.7rem 0 0}.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.band{padding:1.2rem 0}.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem;list-style:none;padding:0}
.tcard{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:1.1rem 1.2rem;height:100%}.tcard h3{margin:0 0 .3rem}.tcard h3 a{text-decoration:none;color:var(--blue2)}.tcard h3 a:hover{text-decoration:underline}.tcard p{margin:.2rem 0;color:var(--mut);font-size:.97rem}
.tcard.green{background:var(--lime);border-color:#cfe4a9}
.page-top{background:linear-gradient(165deg,var(--sky),#f4faea);padding:1.4rem 0 2rem}.crumbs{font-size:.88rem;color:var(--mut)}.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.3rem}.crumbs li+li::before{content:"›";margin-right:.3rem}.crumbs a{color:var(--mut)}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:.8rem;margin:1.2rem 0 0;padding:0;list-style:none}.fact{background:#fff;border-radius:var(--r);padding:.8rem 1rem;box-shadow:0 4px 14px rgba(14,107,168,.1)}.fact b{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--green)}.fact span{font-weight:700;color:#0b3550}
.narrow{max-width:760px;margin:0 auto;padding:1.6rem 1.2rem 2rem}
.answer{background:var(--sky);border-radius:var(--r);padding:1rem 1.2rem;margin:1.2rem 0}.answer p{margin:0}
.note{background:#fff4e3;border-radius:var(--r);padding:.9rem 1.2rem;margin:1.2rem 0;font-size:.97rem;border:1px solid #f0d6a8}
.def{background:var(--lime);border-radius:12px;padding:.6rem .9rem}.def dfn{font-weight:800;font-style:normal}
.steps{counter-reset:s;list-style:none;padding:0!important}.steps li{counter-increment:s;margin:.7rem 0;padding-left:3rem;position:relative}.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800}
.narrow ul{padding-left:1.3rem}.narrow li{margin:.3rem 0}
.table-wrap{overflow-x:auto;margin:1rem 0;border-radius:12px;border:1px solid var(--line)}table{border-collapse:collapse;width:100%;font-size:.96rem;background:#fff}caption{caption-side:bottom;text-align:left;color:var(--mut);padding:.5rem .7rem;font-size:.88rem}
th,td{padding:.6rem .8rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}thead th{background:var(--sky);color:#0b3550}tbody th{font-weight:700}tbody tr:last-child>*{border-bottom:0}
.faq-item{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:.2rem 1.1rem;margin:.7rem 0}.faq-item h3{font-size:1.08rem;margin:.8rem 0 .2rem}.faq-a p{margin:.2rem 0 .8rem}
.related{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0!important}.related a{display:inline-block;background:var(--sky);padding:.35rem .9rem;border-radius:999px;text-decoration:none;font-weight:600;font-size:.95rem}
.next{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0!important;margin:.5rem 0}.next a{display:inline-block;background:var(--lime);padding:.35rem .9rem;border-radius:999px;text-decoration:none;font-weight:600;font-size:.95rem}
.ft{background:linear-gradient(180deg,#e9f4fb,#dbeaf3);margin-top:3rem;padding:2.6rem 0 1.4rem;font-size:.95rem}.ft h2{font-size:1rem;margin:0 0 .5rem;color:#0b3550}.ft-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:1.5rem}.ft ul{list-style:none;margin:0;padding:0}.ft li{margin:.28rem 0}.ft .small{border-top:1px solid #b9d1de;margin-top:1.5rem;padding-top:.9rem;font-size:.85rem;color:var(--mut)}
.floater{position:fixed;right:1rem;bottom:1rem;z-index:25}.floater .btn{box-shadow:0 8px 24px rgba(0,0,0,.25)}
@media (max-width:640px){.floater{left:1rem;right:1rem}.floater .btn{width:100%;text-align:center}body{padding-bottom:4.5rem}}
.fig{margin:0 0 1.5rem}.fig img{display:block;width:100%;height:auto;border-radius:22px;box-shadow:0 8px 24px rgba(14,107,168,.14);background:#dff1fb}.fig figcaption{font-size:.85rem;color:#4b6475;margin-top:.5rem;text-align:center}.hero-art .fig{margin:0 0 .9rem}.callback{border:1px solid rgba(0,0,0,.22);border-radius:8px;margin:0 0 .8rem;padding:.3rem .9rem .1rem}.callback legend{font-weight:600;padding:0 .3rem;font-size:.95rem}.form-hint{font-size:.85rem;margin:.1rem 0 .6rem;opacity:.85}.contact-alt{margin:1rem 0}